Kretkowo [krɛtˈkɔvɔ] is a village in the administrative district of Gmina Lubień Kujawski, within Włocławek County, Kuyavian-Pomeranian Voivodeship, in north-central Poland. It lies approximately 5 kilometres (3 mi) south of Lubień Kujawski, 34 km (21 mi) south of Włocławek, and 84 km (52 mi) south-east of Toruń.