Rutkowo [rutˈkɔvɔ] (German: Ruttkowen; 1938-45: Ruttkau) is a village in the administrative district of Gmina Dźwierzuty, within Szczytno County, Warmian-Masurian Voivodeship, in northern Poland. It lies approximately 7 kilometres (4 mi) north-east of Dźwierzuty, 22 km (14 mi) north of Szczytno, and 35 km (22 mi) east of the regional capital Olsztyn.

The village has a population of 130.