Surf Beach is a small town on Phillip Island in Victoria, Australia. It consists of a narrow strip of land adjacent bordered by the main Phillip Island road and the coast, between Cape Woolamai and Sunderland Bay. The area is almost exclusively residential, with the exception of a Bottle Shop and Pizza Van. The roads remain unpaved, and the gutters open, despite a council attempt to seal them in 2023. This attempt was defeated by a majority of rate payers, due largely to financial and character considerations.